Instant Personal Loan

A salary advance that keeps up with you.

Borrow from ₹1,000 to ₹1,00,000 for any urgent need and repay in one payment on your salary date. 100% online, minimal documents, and money in your account in minutes.

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₹1K–₹1L

Loan amount

Salary date

One-time repayment

No EMIs

No installments

Minutes

To disbursal

Fees & charges

Everything is shown upfront in your Key Fact Statement before you accept. No hidden charges.

Interest rate 1.5%–2.5% per month

Processing fee Up to 2% + GST

Prepayment / foreclosure Nil

Late payment charge As per loan agreement

Representative example: For a salary advance of ₹50,000, a 2% processing fee (₹1,000) plus GST (₹180) is deducted upfront, so ₹48,820 is credited. You repay a total of ₹51,500 in one payment on your salary date. Actual charges depend on the lending partner's assessment.

Who can apply

Salaried individuals, aged 21–58
Indian resident with a valid bank account
Minimum monthly income of ₹15,000

Documents needed

PAN card
Aadhaar card
Last 3 months' bank statement
Selfie for e-KYC

Ready when you are

Check your eligibility in under a minute — it won't affect your credit score.

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