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Popular questions
Salaried employees can borrow between ₹1,000 and ₹1,00,000, based on salary and profile.
You borrow a fixed amount and repay it in one payment on your salary date — no EMIs or monthly installments.
The full amount is repaid on your agreed repayment date, set around when your salary is credited. You can also repay early with no penalty.
Your PAN, Aadhaar, salary bank account details, and a selfie for e-KYC.
No. Processing fee, GST and total repayable are all shown upfront before you accept.
Yes. We use 256-bit encryption, are ISO 27001 certified, and never sell your data to third parties.
InstaPaise facilitates the loan; funds are disbursed by our RBI-registered NBFC/Bank partners under their credit policy.